Net Worth Calculator
Add up everything you own and everything you owe to find your net worth. Rows are added as you need them, so you can build a personal balance sheet covering cash, investments, property and debts.
How to Use
List each asset with its current value and each liability with its outstanding balance. Net worth is simply total assets minus total liabilities. Negative net worth is common early on — student loans and a mortgage can easily outweigh savings.
- Unlimited asset and liability rows
- Automatic totals and net worth
- Each item's share of its side
- Debt-to-asset ratio
- Everything stays in your browser
What counts
Assets include cash, savings, investments, retirement accounts, property, vehicles and anything else you could sell. Liabilities include mortgages, car loans, student loans, credit card balances and any other debt. Use realistic current values rather than what you paid.
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