Rent vs Buy Calculator
Compare what renting and buying actually cost over the years you plan to stay. The calculator nets out equity, appreciation and transaction costs so you can see which route leaves you better off.
How It Works
Buying costs include the mortgage payment, property tax, insurance, maintenance and closing costs, minus the equity you build and any appreciation. Renting costs include rent (with annual increases) minus the investment return on the down payment you did not tie up.
- Net cost of buying vs renting
- Equity and appreciation included
- Closing costs and maintenance
- Break-even year estimate
- Assumption-driven — adjust anything
Related Calculators
You might also need
Tools from other categories that people pair with the Rent vs Buy: